HVAC Installation and Repair FAQs

Barnard Heating and Cooling Frequently Asked Questions

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How long do HVAC systems last?

The lifespan of HVAC (Heating, Ventilation, and Air Conditioning) systems can vary depending on several factors, including the type of system, maintenance practices, and usage patterns. On average, well-maintained HVAC systems can last between 15 to 25 years. However, it’s important to note that individual components within the system, such as the furnace, air conditioner, or heat pump, may have different lifespans.

What HVAC system qualifies for a tax credit in 2023?

The U.S. government has created tax incentives to encourage the adoption of more efficient heating and cooling technology in American households. The tax credit covers 30% of installation costs for units that meet the required efficiency standards. The following HVAC technologies are included in the tax credit:

  • Ducted Split Systems
  • Gas/Electric Packaged Systems
  • Ductless Mini-Split Systems
  • Heat Pumps with ENERGY STAR Cold Climate
  • High-efficiency oil furnaces with approved fuels
  • High-efficiency gas furnaces
Learn more about the HVAC tax credit program.

Does homeowners insurance cover HVAC?

In general, homeowners insurance policies may cover damage to your HVAC system caused by covered perils, such as fire, lightning, windstorms, or hail. If your HVAC system is damaged or destroyed due to a covered event, your insurance policy may provide funds to repair or replace it up to the limits specified in your policy. Most frequently, home insurance policies do not cover HVAC repair or replacement if your unit has broken down due to age or lack of regular maintenance.

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